Introduction
The National Social Assistance Programme (NSAP) is a centrally sponsored scheme launched in 1995 by the Government of India. It aims to provide social security to the poor and vulnerable sections of society, especially the elderly, widows, and persons with disabilities. These programmes are implemented by state governments with financial assistance from the central government.
Common Aspects of NSAP Schemes
1. Target Group
The schemes under NSAP focus on the Below Poverty Line (BPL) population. The main beneficiaries include:
- Senior citizens (above 60 years)
- Widows (aged 40 to 79 years)
- Persons with disabilities (aged 18 to 59 years)
2. Financial Assistance
Under NSAP, monthly financial assistance is given to eligible individuals. The central government contributes a fixed amount, and in some states, additional support is provided by the state government.
3. Direct Benefit Transfer (DBT)
The money is usually transferred directly to the beneficiaries’ bank accounts or post office accounts using DBT to ensure transparency and reduce leakages.
4. Schemes Under NSAP
- Indira Gandhi National Old Age Pension Scheme (IGNOAPS)
- Indira Gandhi National Widow Pension Scheme (IGNWPS)
- Indira Gandhi National Disability Pension Scheme (IGNDPS)
- National Family Benefit Scheme (NFBS)
- Annapurna Scheme (provides free food grains to poor senior citizens not receiving pension)
5. Role in Social Security
NSAP plays a crucial role in offering a safety net to the poor and destitute. It provides a minimum level of support to people who have no regular means of income or family support.
Conclusion
The National Social Assistance Programmes are vital for ensuring dignity and basic support for the most vulnerable members of society. Continuous improvements in coverage, amount of assistance, and implementation will make the programme more effective and inclusive.